Select Your State To Begin Your Quote Request
We have a robust network of insurance carriers that provide coverage to residents in 48 states.
* SELECT YOUR STATE OF RESIDENCE BELOW *
| Alabama | Iowa | Nebraska | Rhode Island |
| Arizona | Kansas | Nevada | South Carolina |
| Arkansas | Kentucky | New Hampshire | South Dakota |
| California | Louisiana | New Jersey | Tennessee |
| Colorado | Maine | New Mexico | Texas |
| Connecticut | Maryland | New York | Utah |
| Delaware | Massachusetts | North Carolina | Vermont |
| Florida | Michigan | North Dakota | Virginia |
| Georgia | Minnesota | Ohio | Washington |
| Idaho | Mississippi | Oklahoma | West Virginia |
| Illinois | Missouri | Oregon | Wisconsin |
| Indiana | Montana | Pennsylvania | Wyoming |
How We Help You
Save you time
We shop around and do the legwork for you. We get your info and you get a quote with the best price and the best coverage available.
Save you money
We can provide substantial savings as we benefit from discounted premiums from insurers in our network.
We work for you
We represent you, the consumer, not insurance carriers. Our goal is to get you the coverage you need at the best available price.
Expertise
We are licensed professionals here to to present the options available and guide you in making the right decisions for you and your family.
Robust Network
Our larger network of carriers ensures you get a quote for the same coverage from several different insurers and, because it’s a competitive environment, there’s an incentive for insurers to offer cheap rates and reasonable coverage options.
Customer Service
You are our client. We don’t represent just one company and we have no incentive to steer you in a particular direction when it comes to buying a policy. In order to keep you as a customer, we want you to be satisfied with the terms of your insurance policy.
Impartial Advice
We are independent brokers. This means we work for you, not the insurance company. We inform and guide you. Keeping in mind your individual situation, they can advise you on the coverage you need, as well as coverage you can do without.
Peace of Mind
Entrusting us provides peace of mind knowing that an expert is working on your behalf to secure the best coverage and deal for you. We will make sure that you’re updated about policy changes and new offerings that could save you money or improve your coverage.
Our Process is Secure & Efficient
Step 1
Fill out the Online Quote Request Form with Your Information
Step 2
We Shop Rates with Carriers in our Network
Step 3
You Receive Proposal and Start Saving
* We streamline the process and eliminate all the chaos. You work with one agency! Our system does all the work so you can sit back and get the best coverage at the best price. You will not receive phone calls or emails from multiple insurance carriers. You will only be contacted by one agency with the resources of over 60 insurance carriers. We partner with the biggest names in the industry to provide the value you want and need.
Our proposals are a reflection of the information provided by you on the online form and the rating variables and rates that are in effect on the proposed effective date. The quotation is time sensitive. If the information used to prepare the quotation is incomplete or inaccurate, or if the variables or rates change, then the proposed quotation is not applicable. The purpose of the proposed quotation is to provide you with an estimate of the cost of your auto and/or home insurance. If new information is presented or information was inaccurate, the price could be affected. All information will need to be verified to confirm the insurance coverage and price. Prior to issuing a policy, information will be verified using consumer reports that include: a credit report, a Motor Vehicle Report (MVR) which shows any motor vehicle violations and/or accidents of you and any other household drivers. This proposed insurance quote is not a binding offer of coverage nor an application for insurance. Coverage is not in effect until an application is submitted and accepted by our insurance agency.
Auto Insurance
If you own a car, truck, or SUV you must carry auto Insurance. This is not only the law but it provides you and your family financial protection in the event of an accident. When the unexpected hits, car insurance will give you the peace of mind and financial means to cover costs. Your insurance policy coverage will determine the out-of-pocket costs that will be owed in the event of the unexpected. No one appreciates insurance until tough times hit and then you will be happy you have the coverage you need.
Car Insurance Coverages:
- Bodily Injury / Property Damage / Medical Payments
- Uninsured Motorists / Underinsured Motorists
- Personal Injury Protection (PIP)
- Comprehensive Coverage
- Collision Coverage
- Rental Car Reimbursement
- OEM Parts
- Towing / Roadside
- Lease / Loan Gap
- Car Damage Replacement Cost
- Stated Value Coverage / Agreed Value Coverage
- Custom Parts & Equipment Coverage
- Umbrella
Discounts that May Apply to You
- Anti-Lock Brake Discount
- Anti-Theft Discount
- Auto/Home Multi-Policy Discount
- Claims/Violation Free Discount
- Passive Restraint Discount
- Payment Plan Discount
Factors Important For Car Insurance Rates
- Location
- Age
- Insurance History
- Claims History
- Year/Make/Model of Car
- Type of Coverage
- Credit History
- Driving Record
- Deductible
- Years of Driving Experience
- Annual Mileage
Young Drivers
Age becomes less of a factor at the age of 25. Young drivers lack the credit history, driving experience, and insurance history to assist in lower rates. However, there are some ways to help young drivers receive better rates:
- Receive good grades in school
- Be on parent's policy
- Drive an inexpensive car
- Get a higher deductible
- Complete a defensive driving course
- Complete driver's safety course
All factors are considered and weighed appropriately to get you the best rate possible!
Our agencies specialize in auto insurance. We keep up with .
We service residents in 48 of the 50 states.